TRUSTED BY 8,500+ FAMILIES IN PUNJAB

Quick Loans.
Local Trust.
Real Solutions.

SUS FINANCE CO helps the people of Kup Kalan and Punjab get the funds they need — fast, transparent, and with respect.

See How it Works
Approval in 30 mins*
Funds in 24 hours

*Subject to document verification. Kup Kalan, Sangrur, Punjab

₹15+ Cr
Business
8,500+
Happy Customers
98%
Approval Rate
4.9
Google Reviews
WHAT WE OFFER

Loans designed for
Punjab's real needs

Fast, flexible, and respectful financing options tailored for the people of Kup Kalan and across Punjab.

Personal Loans

Quick cash for weddings, education, medical emergencies, or home needs. Up to ₹5 Lakh.

Starting from
18.5%*
24hr disbursement

Business Loans

Grow your shop, dairy, transport business or small enterprise. Flexible repayment options.

Up to
₹25 Lakh
Collateral free options

Kisan / Agricultural Loans

Tailored for farmers of Punjab. Crop loans, equipment purchase, dairy expansion & more.

Special rates
From 8.5%*
Seasonal flexibility

Debt Consolidation

Combine multiple loans or credit card dues into one easy monthly payment. Lower your burden.

Save up to
40%
One EMI only

*Interest rates are indicative and subject to credit profile & RBI guidelines. Final rates offered after assessment.

EST. 2015 • KUP KALAN, PUNJAB

Proudly serving our
community in Punjab

SUS FINANCE CO was born right here in Kup Kalan, Sangrur district. We understand the dreams and challenges of Punjab's farmers, shopkeepers, and families because we are one of you.

Our mission is simple: Make quality financial services accessible, transparent, and respectful — without the long bank queues or complicated processes.

100%
LOCAL TEAM
RBI
COMPLIANT
24×7
SUPPORT
SUS FINANCE CO team helping a customer in Punjab
Our Kup Kalan Branch
Main Bazaar Road, Kup Kalan
Founder - SUS FINANCE CO
Founder
LEADERSHIP

Jaskarn Singh

Founder & Finance Advisor, SUS FINANCE CO

With 10 years of experience in rural and semi-urban finance across Punjab, Jaskarn Singh founded SUS FINANCE CO with a vision to serve the people of Kup Kalan and surrounding areas with honesty, speed, and respect.

"We believe every hardworking family in Punjab deserves access to fair financial solutions without unnecessary complications."

Based in Kup Kalan, Punjab
15+ Years Experience
SIMPLE PROCESS

Get your loan in
4 easy steps

1

Apply Online or Visit Us

Fill our simple online form or walk into our Kup Kalan branch. Takes less than 5 minutes.

2

Quick Document Check

Share Aadhaar, PAN & basic income proof. Our local team verifies quickly.

3

Instant Decision

Get approval status within 30 minutes. Transparent communication at every step.

4

Money in Your Account

Funds transferred directly to your bank account. Flexible EMI options available.

SMART PLANNING TOOL

Calculate your
monthly EMI

Plan your loan with confidence. Our transparent calculator shows exact repayment amounts.

No hidden charges
₹2,50,000
₹25,000 ₹25 Lakh
13.5%
8% 24%
36 Months
6 months 7 years
Monthly EMI
₹8,412
Total Interest
₹52,832
Total Payable
₹3,02,832

This is an indicative calculation. Final EMI depends on your credit profile.

REAL STORIES FROM KUP KALAN & PUNJAB

What our customers say

"SUS FINANCE CO helped me buy a new tractor for my farm without any hassle. The team in Kup Kalan understood my situation and gave me very fair terms. Highly recommended for every farmer."

Gurpreet Singh
Gurpreet Singh
Farmer, Kup Kalan • Kisan Loan

"I consolidated all my old loans into one EMI with SUS FINANCE CO. My monthly outflow reduced significantly. The staff explained everything in simple Punjabi. True local support."

Harpreet Kaur
Harpreet Kaur
Boutique Owner, Sangrur • Debt Consolidation

"Needed urgent funds for my daughter's wedding. Applied in the evening and money was in account next morning. Very professional yet personal approach. Thank you SUS FINANCE CO team!"

Jaswinder Singh
Jaswinder Singh
Shopkeeper, Kup Kalan • Personal Loan

Frequently Asked Questions

You typically need Aadhaar Card, PAN Card, recent bank statements (3-6 months), and proof of income (salary slips or ITR for self-employed). Our team will guide you based on your profile.
Most applications are approved within 30 minutes to a few hours. Once approved, funds are usually transferred to your bank account within 24 hours.
Yes! We have special Kisan loan products and understand agricultural income patterns. Our local team works with you to find suitable options based on your land records and farming activity.
We offer flexible repayment options. Many of our loans allow part or full prepayment with minimal or no penalty after a certain period. Details are clearly mentioned in your loan agreement.

Ready to take the next step?

Visit our branch in Kup Kalan or apply online today. Our team is here to help you with personalized solutions.

Chat on WhatsApp
Visit Our Branch
SUS FINANCE CO
Main Bazaar Road, Near Bus Stand
Kup Kalan, Sangrur, Punjab 148019
Phone: +91 97683 00059
Email: help@susfinance.online
Timings: Mon–Sat: 9:30 AM – 6:30 PM